Wero is now available on Airwallex

Evidence tier: A1 Evidence type: Auto-discovered official publication Source: Airwallex Blog Official publication date: 2026-07-14 Captured: 2026-07-16T20:30:21.402Z

Bringing the next-generation European payments to your checkout

Four separate European local payment methods are consolidating into one – Giropay (Germany), Payconiq (Belgium, Luxembourg), and soon Paylib (France), iDEAL (Netherlands). This new unified payment method is called Wero, an instant, bank-backed payment scheme developed by the European Payments Initiative (EPI).

Airwallex now supports Wero and is one of the few payment providers with direct integration. You can accept payments via Wero without a European entity.

What is Wero

Wero is a pan-European account-to-account (A2A) instant payment scheme launched in 2024, by EPI, a consortium of major European banks and payment providers. Shoppers pay directly from their bank account and funds move instantly. Wero is live for shoppers in Germany and Belgium, with France following in October 2026. As of June 2026, Wero already has 55 million registered users across Europe1.

For your shoppers, paying with Wero is straightforward:

• Shoppers link their bank account once and authenticate through their own bank from then on

• Money moves directly between bank accounts in seconds. No card details, manual IBAN entry, or additional top-up required

• Each payment is routed securely to the shopper's bank for real-time approval

Wero works 24/7 across participating countries and banks. Shoppers simply confirm their Wero payment via their preferred banking app or the standalone Wero app.

Paying via Wero feels no different than approving a mobile banking login, and it all runs on bank-grade infrastructure.

Why Wero matters for your business

Wero puts millions of European shoppers within reach. It also offers a seamless checkout experience that directly uplifts your conversion. What’s more, these benefits come with lower processing costs and faster settlement compared to traditional card payment. For Airwallex Payments:

<table><tbody><tr><th></th><th><p><b>Wero</b></p></th><th><p><b>Cards</b></p></th></tr><tr><td><p>Processing fee</p></td><td><p>0.8%</p></td><td><p>3.30%–3.60%</p></td></tr><tr><td><p>Settlement</p></td><td><p>T+0 (same calendar day)</p></td><td><p>~3 days on average</p></td></tr></tbody></table>

What separates Wero from other payment methods

Wero's roadmap goes beyond payments. It touches on conversion, billing, and security:

• One-click payments: Cut checkout time and reduce failed transactions from redirect issues, lifting conversion by 7–9%. Shoppers can pre-consent to up to €800 over a rolling four-week period and every payment within that limit clears without extra steps

• Recurring payments: Wero supports subscriptions and repeat billing, not just one-off transactions

• Payment on delivery: Collect payment only when delivery is complete, building trust and converting more shoppers

• Real-time fraud scoring: Wero scores every transaction and blocks suspicious activity before authorization, with proactive alerts and reasons, reducing future dispute risk

• POS payments: Accept Wero payments offline through payment terminals

Why Airwallex is your trusted Wero partner

Airwallex is a Principal Member of EPI2. As one of the few payment service providers with a direct Wero partnership, we’re providing you with latest features, the most competitive pricing, and a smoother path to launch:

• No European entity required: Wero is available to eligible Airwallex merchants globally. Activate Wero through your existing Airwallex setup and start selling to European shoppers

• Shopify Wero Plugin: Shopify merchants can accept Wero payments with a dedicated Airwallex plugin, no redirects required

• Settle in EUR, without FX loss: Collect and settle Wero payments in EUR to your Airwallex account. Avoid unnecessary currency conversion fees

Get started and future-proof your checkout

Wero lays the foundation for the next phase of European payments. With broader adoption and planned interoperability with other local payment methods by 2027, merchants who enable Wero now will be better positioned for what's next.

At Airwallex, we're investing over US$1 billion3 across EMEA to launch new products and expand our regional teams — this Wero launch is part of that commitment. Bank-based instant payments are becoming a core expectation, and we're committed to bringing you local payment methods that matter most.

Ready to unlock next-generation European payments? Start accepting instant A2A payments like Wero today.

Sources:

1. https://epicompany.eu/media-insights/boursobank-integrates-wero-into-its-payment-solutions/

2. https://www.airwallex.com/global/newsroom/airwallex-becomes-a-principal-member-of-epi-to-bring-wero-europes-unified

3. https://www.airwallex.com/global/newsroom/airwallex-invests-over-usd1bn-in-emea-to-drive-regional-expansion

The material presented here is for informational purposes only and does not constitute legal, regulatory, taxation, or investment advice. Readers should engage their own advisors or counsel for advice unique to their circumstances.