Visa’s new stablecoin platform now in beta, gives financial institutions, FinTechs and crypto firms a managed environment for stablecoins. Stablecoins were supposed to make payment networks less necessary.
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Strictly covering 2026-06-21 through 2026-07-20. A1 company updates and B1/B2 external reporting share one timeline, with tier, summary, and original link kept explicit.
Corporate cash management is taking a role in bank earnings as companies seek better control over payments, liquidity and working capital. Citi’s Services and Treasury and Trade Solutions businesses each posted 18% revenue growth.
The European Central Bank is warning that widespread adoption of stablecoins could pull retail deposits out of traditional banks. ECB Executive Board member Piero Cipollone said banks have already lost ground to mobile apps and other digital payment providers, which can capture transaction fees and valuable customer data, Decrypt reported Friday (July 17).
Capital Layer expands into Japan with Green Monster Inc (TSE: 157A) and demonstrates a cross-border stablecoin settlement with O-Bank, building a Japan–Taiwan corridor. At WebX Tokyo (July 13–14), one of Asia’s largest Web3 conferences, Capital Layer, a digital asset orchestration layer for Asia, set out its vision for a cross-border stablecoin settlement corridor across Asia.
OSL, a global stablecoin payment and trading platform, announces circulating supply of USDGO, a compliant enterprise-grade stablecoin operated and distributed by OSL, has surpassed US$1 billion. Hong Kong, July 20, 2026 – OSL Group (HKEX:863) (OSL), a global stablecoin payment and trading platform, today announced that the circulating supply of USDGO, a compliant enterprise-grade stablecoin operated and distributed by OSL, has surpassed US$1 billion.
AP payments decisions are shifting as finance leaders involve developers and IT early, judging platforms on integration as much as features. A PYMNTS Intelligence and WEX collaboration.
Datacap Systems Inc. is entering the softPOS arena with its new SureTap point-of-sale application, with which merchants can use their own devices.
This restructuring is part of a strategy to build a full-stack payments platform following its acquisitions of Monavate and Baanx. Affected workers will receive severance, continued benefits and transition support.
Governments have reportedly begun banning ransomware payments to hackers as demand amounts continue to rise. That’s according to a report Monday (July 20) from the Financial Times (FT), which cites the example of the U.
Delve into Gen Z banking trends and learn why it's crucial for banks to adapt to the preferences of this young demographic. Banking relationships often start earlier than most people realize—and they tend to last longer than expected.
A-Comm Technologies Inc. said its draft A-Comm Evidence Protocol for agentic commerce is available for public comment through Aug.
The public preview says a reported $53 billion Stripe-Advent bid for PayPal is a bet on controlling more of the commerce journey: merchant software, checkout, consumer identity, wallets, fraud, and eventually AI commerce. Advent would bring payments deal experience, but PayPal has reportedly resisted engagement; the remainder is subscriber-only.
Banks are expanding from providing SMB capital to supplying operational intelligence and integrated financial tools. Capital One says fragmented systems make cash-flow management harder, while U.S. Bank's Enhanced Payments puts ACH, instant payments, and domestic and international wires into one interface.
The Bank of Korea plans to begin a second CBDC pilot phase in September with nine major banks and live transactions using institutional deposit tokens. The test is meant to move beyond closed simulations and prepare national payment infrastructure for tokenised-money use cases.
BitPay received MiCA authorisation as a crypto-asset service provider from the Dutch AFM. The licence lets it passport regulated crypto-payment and stablecoin services across the EU under one framework, while expanding its European compliance and operating presence.
ChatGPT users in Poland can now pay recurring subscriptions with BLIK through Stripe. After a one-time activation confirmed in the user's banking app, subsequent subscription charges can run automatically; BLIK says recurring-payment volume has been growing rapidly.
AZ-COM Maruwa will adopt yen stablecoin JPYC to pay 2,300 business partners and truck drivers. The move aims to speed up cash flow amid Japan’s logistics labor shortages.
Vertical software platforms are reshaping payments by making them part of the products that merchants use every day. Merchants now expect business software to do more than manage workflows.
Better authorization decisions, fewer manual exceptions and faster product launches can turn debit modernization into a growth strategy. The PYMNTS Intelligence report “The Hidden P&L of Legacy Debit” examined the cost of running an old debit platform.
PYMNTS Intelligence finds that nearly 3 in 4 BNPL users now rely on multiple providers, comparing repayment schedules, rates and fees. They are building a payment toolkit, selecting different installment options for different purchases.
Before he retires as CEO of Velera, Chuck Fagan discusses how credit unions must evolve as technology reshapes banking and payments. Chuck Fagan has spent more than three decades watching technology reshape financial services.
Card-based infrastructure, digital wallets and programmable processing are reshaping how lenders deliver funds to SMBs. Small businesses rarely have the luxury of waiting for capital to arrive on someone else’s timetable.
Payfinia and Member Access Processing will give more than 100 credit unions access to IPX for FedNow and RTP transfers, plus Paze wallet enablement, QR payments, and payment-control tools. The phased rollout is designed to add these capabilities without replacing existing core infrastructure.
Wise launched outbound international transfers from Chilean pesos to more than 40 currencies across 160 countries. Customers see the exchange rate and fee before sending, giving Chilean consumers and businesses another transparent alternative to traditional cross-border bank transfers.
Fourthline and Veridas agreed to merge their identity-verification platforms, combining KYC, AML, biometrics, document checks, and fraud controls. Their geographic footprints are complementary across northern and southern Europe, the Americas, and other markets as demand rises around deepfakes and AI-enabled fraud.
FinXP is connecting its European SEPA capabilities with Buckzy's global cross-border network. The partnership is intended to give internationally active businesses broader payout reach, faster settlement, and access to local payment rails from one integrated setup.
Visa and Mastercard offer far more than transaction routing, including fraud, identity, underwriting, foreign-exchange, and card-benefit APIs built on first-party network data. Their scale, reliability, and potential to consolidate vendors are attractive, although production access and certification can still take months.
Thredd joined Visa's Agentic Ready programme so issuers can support AI-agent-initiated purchases without rebuilding their card stack, starting with Zilch. The model combines tokenised credentials, user controls, passkeys or biometrics, and fraud monitoring for delegated payments.
Payouts.com launched role-based Digital Employee AI agents for accounts payable, collections, treasury, reconciliation, and financial close. The agents can process invoices, match purchase orders, run KYC or KYB checks, and escalate exceptions to human staff rather than replace oversight.
Retail media proved that first-party transaction data can turn distribution into an advertising business. Financial institutions may be positioned to build the next commerce-media layer because authenticated identity and cross-merchant spending data let them connect offers with measurable purchases beyond their own channels.
ACI Worldwide is reportedly exploring a sale of its electronic-billing division at a valuation of roughly $1.5 billion. The unit generated about $818 million in 2025 revenue and $141 million in adjusted EBITDA, while deliberations remain preliminary.
EPI and Dutch banks are moving into the next phase of migrating iDEAL to Wero. Consumers will gradually gain Wero person-to-person and ecommerce features while issuing banks connect by October 2026, with the underlying transition designed to preserve checkout continuity and strengthen European payment sovereignty.
HSBC joined the Emerging Payments Association Asia's agentic-payments working group as a founding member. The group will work on authentication, liability, fraud, disputes, and cross-border standards as APAC agentic commerce grows and AI agents begin initiating more payment activity.
Cyclops raised a $20 million Series A to expand payments-specific stablecoin infrastructure. Its platform combines settlement, pay-ins, payouts, compliance, and treasury operations so payment companies can add stablecoin capabilities in weeks rather than assemble multiple systems over months.
Teya added supplier-bill payments and cashback team cards to its business account. The app brings cash flow, invoices, card controls, permissions, and payment activity into one view, with the aim of reducing administrative work for small merchants.
An AI agent can hold a valid identity, delegation, and payment credential yet still make an economically wrong payment. The author proposes an additional 'Action Acceptance' check at the final reversible moment to confirm that the amount, counterparty, timing, and outcome remain within the user's real intent.
In a sponsored video description, Otoma's Peter Reynolds says AI can improve forecasting and infrastructure operations and that newer tooling can build a payment hub much faster. Because no public transcript was provided, only the written description—not the complete spoken content—was verified.
Amazon Business made Affirm its first pay-over-time checkout option for eligible US sole proprietors. Approved customers can choose three- to 48-month plans with no late or hidden fees; the rollout begins immediately and is planned to reach all eligible sole-proprietor customers by Black Friday.
India and Spain agreed on 19 and 20 July 2026 to advance technical discussions on interoperability between the Unified Payments Interface and Bizum. The talks took place The talks took place during Union Commerce and Industry Minister Piyush Goyal’s visit to Spain in July 2026.
The article links a new 25% US tariff regime on Brazilian exports to a Section 301 finding that includes Pix, Brazil's free instant-payment system. It says US authorities regard parts of the Pix ecosystem as burdening American commerce, while critics see the action as pressure against a successful public payment rail.