Real-time rails, clearing, settlement, CBDCs, tokenized bank money, and payment-network interoperability.
Digital TransactionsDigital TransactionsB1Markdown source record“White-label” has become a popular term in the payments ecosystem, alongside ISO, PayFac, and PayFac There are many ways to bring a branded payments experience to the market.
The PaypersAirwallex / VisaB1Markdown source recordVisa and Airwallex have partnered to build Embedded Finance tools for freight and shipping platforms, targeting settlement delays and FX friction.
PYMNTSPYMNTSB1Markdown source recordHigher fuel prices and favorable foreign exchange movements helped lift revenue 14.2% to $753.5 million, while adjusted earnings per share climbed 35.4% to $5.35. Excluding those macro effects, revenue grew a more modest 4.2%.
PaymentsJournalSwiftB1Markdown source record“Mastercard and Visa needed the banks more than the banks needed them before they got going, but now they’re mutually beneficial.” “My suspicion is that banks will be looking at their potential remittance business from this new Swift solution from both a ‘can it win me new business?’ and also a ‘will not having it lose me business?’ perspective.” BBVA Is the Logical Choice BBVA said it will play a dual role in Swift’s new instant payments framework.
PYMNTSMastercardB1Markdown source recordPettican described Mastercard’s Commercial Connect API as “the one front door to Mastercard,” designed to link payment initiation, remittance data, reconciliation, consent and controls across platforms and acquirers. Virtual card rails were embedded from the outset, and support for additional B2B payment capabilities was set to be added over time.
Glenbrook Payments NewsAirwallex / VisaB1Markdown source recordCollaboration to help freight and shipping platforms modernise payments, improve cash flow and unlock new growth opportunities through embedded financeLONDON: Visa and Airwallex today announced a collaboration to develop embedded-finance solutions tailored to the needs of freight and shipping platforms, helping modernise how businesses manage payments, working capital and cross-border commerce across one of the world's most complex industries.The collaboration brings together Visa's expertise in commercial payments, acceptance strategy, risk management…
The PaypersMastercardB1Markdown source recordeZi Remit has partnered with Mastercard to offer cross-border remittances from South Africa to 25 countries, including Zimbabwe and India.
PYMNTSPYMNTSB1Markdown source recordOnce companies put real-time payments into regular use, they can incorporate immediate settlement into liquidity decisions, reconciliation, supplier payments and other treasury functions. The research found that 78% of businesses using instant payments said they strengthen supplier relationships, and the same percentage cited an improved ability to capture early-payment discounts.
Digital TransactionsDigital TransactionsB1Markdown source recordThe center of gravity has moved Traditionally, ISOs have owned the point of payment: card present, card not present, gateway, and settlement. But in healthcare, the “moment of payment” is no longer a single event.
PaymentsJournalPaymentsJournalB1Markdown source recordThe arrival of near-instant payment networks like FedNow and RTP has expanded the menu of options, giving companies new ways to balance speed, cost, and security when making payments. In a PaymentsJournal Podcast, Darren Beyer, Chief Product Officer and Co-Founder of Qolo, and Hugh Thomas, Lead Analyst of Commercial and Enterprise Payments at Javelin Strategy & Research, discussed how the business payments landscape has evolved.
PYMNTSPYMNTSB1Markdown source recordThey may use debit for budget control, credit for rewards or borrowing power, PayPal for online checkout, Cash App or Venmo for peer payments and wallets for convenience. They are comfortable moving across payment tools as long as the method fits the moment.
The PaypersSwiftB1Markdown source recordBBVA has become the first Spanish bank to join Swift's new global retail payments scheme from its launch.
American Banker — Payments IntelligenceCiti / Global PaymentsB1Markdown source recordPix is Brazil's government-run instant payment network, which is free for consumers and costs businesses very little to use," —Teymour Farman-Farmaian, co-founder and CEO of Higlobe, a Palo Alto, Calif.-based cross-border payment firm.President Trump's global tariffs have reached Brazil's government transaction network, a fresh reminder of the impact of politics on cross-border payments. Processing ContentThe administration's 25% tariffs on most Brazilian imports are scheduled to take effect Wednesday.
PYMNTSCitiB1Markdown source recordCorporate cash management is taking a role in bank earnings as companies seek better control over payments, liquidity and working capital. Citi’s Services and Treasury and Trade Solutions businesses each posted 18% revenue growth.
PYMNTSPYMNTSB1Markdown source recordAP payments decisions are shifting as finance leaders involve developers and IT early, judging platforms on integration as much as features. A PYMNTS Intelligence and WEX collaboration.
Digital TransactionsDigital TransactionsB1Markdown source recordDatacap Systems Inc. is entering the softPOS arena with its new SureTap point-of-sale application, with which merchants can use their own devices.
CoinDeskCoinDeskB1Markdown source recordThis restructuring is part of a strategy to build a full-stack payments platform following its acquisitions of Monavate and Baanx. Affected workers will receive severance, continued benefits and transition support.
PYMNTSPYMNTSB1Markdown source recordGovernments have reportedly begun banning ransomware payments to hackers as demand amounts continue to rise. That’s according to a report Monday (July 20) from the Financial Times (FT), which cites the example of the U.
Digital TransactionsDigital TransactionsB1Markdown source recordA-Comm Technologies Inc. said its draft A-Comm Evidence Protocol for agentic commerce is available for public comment through Aug.
PaymentsJournalPaymentsJournalB1Markdown source recordDelve into Gen Z banking trends and learn why it's crucial for banks to adapt to the preferences of this young demographic. Banking relationships often start earlier than most people realize—and they tend to last longer than expected.
Tearsheet — PaymentsPayPal / Stripe / UBSB2Markdown source recordThe public preview says a reported $53 billion Stripe-Advent bid for PayPal is a bet on controlling more of the commerce journey: merchant software, checkout, consumer identity, wallets, fraud, and eventually AI commerce. Advent would bring payments deal experience, but PayPal has reportedly resisted engagement; the remainder is subscriber-only.
Tearsheet — PaymentsTearsheet — PaymentsB1Markdown source recordBanks are expanding from providing SMB capital to supplying operational intelligence and integrated financial tools. Capital One says fragmented systems make cash-flow management harder, while U.S. Bank's Enhanced Payments puts ACH, instant payments, and domestic and international wires into one interface.
CoinDeskCoinDeskB1Markdown source recordThe Bank of Korea plans to begin a second CBDC pilot phase in September with nine major banks and live transactions using institutional deposit tokens. The test is meant to move beyond closed simulations and prepare national payment infrastructure for tokenised-money use cases.
The PaypersStripe / UBSB1Markdown source recordChatGPT users in Poland can now pay recurring subscriptions with BLIK through Stripe. After a one-time activation confirmed in the user's banking app, subsequent subscription charges can run automatically; BLIK says recurring-payment volume has been growing rapidly.
PYMNTSPYMNTSB1Markdown source recordVertical software platforms are reshaping payments by making them part of the products that merchants use every day. Merchants now expect business software to do more than manage workflows.
PYMNTSPYMNTSB1Markdown source recordBetter authorization decisions, fewer manual exceptions and faster product launches can turn debit modernization into a growth strategy. The PYMNTS Intelligence report “The Hidden P&L of Legacy Debit” examined the cost of running an old debit platform.
PYMNTSPYMNTSB1Markdown source recordPYMNTS Intelligence finds that nearly 3 in 4 BNPL users now rely on multiple providers, comparing repayment schedules, rates and fees. They are building a payment toolkit, selecting different installment options for different purchases.
PYMNTSPYMNTSB1Markdown source recordBefore he retires as CEO of Velera, Chuck Fagan discusses how credit unions must evolve as technology reshapes banking and payments. Chuck Fagan has spent more than three decades watching technology reshape financial services.
PYMNTSMastercardB1Markdown source recordCard-based infrastructure, digital wallets and programmable processing are reshaping how lenders deliver funds to SMBs. Small businesses rarely have the luxury of waiting for capital to arrive on someone else’s timetable.
The PaypersThe PaypersB1Markdown source recordPayfinia and Member Access Processing will give more than 100 credit unions access to IPX for FedNow and RTP transfers, plus Paze wallet enablement, QR payments, and payment-control tools. The phased rollout is designed to add these capabilities without replacing existing core infrastructure.
The PaypersThe PaypersB1Markdown source recordFourthline and Veridas agreed to merge their identity-verification platforms, combining KYC, AML, biometrics, document checks, and fraud controls. Their geographic footprints are complementary across northern and southern Europe, the Americas, and other markets as demand rises around deepfakes and AI-enabled fraud.
The PaypersMastercard / VisaB1Markdown source recordVisa and Mastercard offer far more than transaction routing, including fraud, identity, underwriting, foreign-exchange, and card-benefit APIs built on first-party network data. Their scale, reliability, and potential to consolidate vendors are attractive, although production access and certification can still take months.
The PaypersVisaB1Markdown source recordThredd joined Visa's Agentic Ready programme so issuers can support AI-agent-initiated purchases without rebuilding their card stack, starting with Zilch. The model combines tokenised credentials, user controls, passkeys or biometrics, and fraud monitoring for delegated payments.
The PaypersThe PaypersB1Markdown source recordPayouts.com launched role-based Digital Employee AI agents for accounts payable, collections, treasury, reconciliation, and financial close. The agents can process invoices, match purchase orders, run KYC or KYB checks, and escalate exceptions to human staff rather than replace oversight.
Finextra — PaymentsFinextra — PaymentsB1Markdown source recordACI Worldwide is reportedly exploring a sale of its electronic-billing division at a valuation of roughly $1.5 billion. The unit generated about $818 million in 2025 revenue and $141 million in adjusted EBITDA, while deliberations remain preliminary.
Glenbrook Payments NewsAmazonB1Markdown source recordAmazon Business made Affirm its first pay-over-time checkout option for eligible US sole proprietors. Approved customers can choose three- to 48-month plans with no late or hidden fees; the rollout begins immediately and is planned to reach all eligible sole-proprietor customers by Black Friday.
Finextra — PaymentsFinextra — PaymentsB1Markdown source recordEPI and Dutch banks are moving into the next phase of migrating iDEAL to Wero. Consumers will gradually gain Wero person-to-person and ecommerce features while issuing banks connect by October 2026, with the underlying transition designed to preserve checkout continuity and strengthen European payment sovereignty.
Finextra — PaymentsHSBCB1Markdown source recordHSBC joined the Emerging Payments Association Asia's agentic-payments working group as a founding member. The group will work on authentication, liability, fraud, disputes, and cross-border standards as APAC agentic commerce grows and AI agents begin initiating more payment activity.
Glenbrook Payments NewsGlenbrook Payments NewsB1Markdown source recordIndia and Spain agreed on 19 and 20 July 2026 to advance technical discussions on interoperability between the Unified Payments Interface and Bizum. The talks took place The talks took place during Union Commerce and Industry Minister Piyush Goyal’s visit to Spain in July 2026.
Payments DivePayments DiveB2Markdown source recordRetail media proved that first-party transaction data can turn distribution into an advertising business. Financial institutions may be positioned to build the next commerce-media layer because authenticated identity and cross-merchant spending data let them connect offers with measurable purchases beyond their own channels.