Wise launched outbound international transfers from Chilean pesos to more than 40 currencies across 160 countries. Customers see the exchange rate and fee before sending, giving Chilean consumers and businesses another transparent alternative to traditional cross-border bank transfers.
Industry radar
Beyond watchlist companies, this radar covers cross-border infrastructure, real-time settlement, stablecoins, regulation, and agentic payments. Every item includes a structured summary, checked date, publisher logo, and direct original link.
High-credibility independent press or regulatory-news mirrors used to check A1 transaction and operating numbers; company expectations stay explicitly labeled.
Specialist trade press used to add structural cross-border and Web3 signals; trade coverage is not presented as a confirmed company fact.
Cross-border market
Company economics, corridors, bank networks and remittance demand.
FinXP is connecting its European SEPA capabilities with Buckzy's global cross-border network. The partnership is intended to give internationally active businesses broader payout reach, faster settlement, and access to local payment rails from one integrated setup.
The new Zakura client is the first live piece of a plan to take Zcash from roughly one private transaction per second to payment-network scale.
Mary Kay Bowman of BILL and Scott Hess of Cintas say payment modernization is larger than a shift from checks to digital rails. The cost of getting paid in B2B commerce is often hiding in plain sight.
Card issuing continued to accelerate and corporate payment products rebounded sharply, while merchant processing slowed on softer conditions in Europe. Credit card fee revenue grew 6.1% year over year, and corporate payment products and prepaid revenue climbed 11.8%.
FXC Intelligence analyzes Citi's Q2 2026 results and reports that cross-border transaction value rose 13% year over year to $114.6 billion. Citi's Services revenue increased 18% to $6.4 billion, while Treasury and Trade Solutions revenue also rose 18% to $4.7 billion, showing how global-network usage is translating into bank revenue growth.
Mastercard may sell a London-based processing subsidiary, reportedly amid government pressure on U.S. payments domination in local markets. Mastercard CEO Michael MiebachChristopher Goodney/Bloomberg Key insight: Mastercard is reportedly mulling a sale of its U.K.
The next competitive frontier for small business financial services is handling cash forecasting, collections, reconciliation and payments. The next competitive frontier is not a better account or dashboard, but handling cash forecasting, collections, reconciliation, supplier payments and financing preparation.
FXC Intelligence interviews Bank of America's Head of Global Payments Product about a network planned for Q3 2026 that connects domestic instant-payment systems such as SPEI, Faster Payments and UPI. The bank says the initial service will target low-value, high-volume remittances, gig-worker payouts and marketplace payments from the US to 10 countries, with ambitions to reach as many as 50 by the end of 2027.
The Dutch payments processor appointed a chief product officer and an interim chief financial officer on Wednesday as it angles to integrate recent acquisitions. Published July 2, 2026 Adyen provides merchants with services that allow them to process card payments.
Wise's FY26 regulatory news release reports 18.9 million active customers, $243.5 billion of cross-border volume, 31% year-over-year volume growth, $39.0 billion of customer holdings, $43.6 billion of card spend, and $2.5 billion of net revenue.
Restaurant management and payments platform MarginEdge has launched a commercial card designed specifically for restaurants. The new MarginEdge Commercial Charge Mastercard is now available as a physical card and will soon be offered in a digital version, the company said in a Wednesday (June 24) press release.
The Business Times confirms Airwallex's $320 million Series H round and $11 billion valuation, and reports company-provided operating figures of $1.4 billion in annualised revenue, $287 billion in annualised transaction volume, and more than 90% of revenue from customers using multiple products.
Payment infrastructure
Real-time rails, tokenized bank money, CBDCs and wholesale settlement.
Corporate cash management is taking a role in bank earnings as companies seek better control over payments, liquidity and working capital. Citi’s Services and Treasury and Trade Solutions businesses each posted 18% revenue growth.
AP payments decisions are shifting as finance leaders involve developers and IT early, judging platforms on integration as much as features. A PYMNTS Intelligence and WEX collaboration.
Datacap Systems Inc. is entering the softPOS arena with its new SureTap point-of-sale application, with which merchants can use their own devices.
This restructuring is part of a strategy to build a full-stack payments platform following its acquisitions of Monavate and Baanx. Affected workers will receive severance, continued benefits and transition support.
Governments have reportedly begun banning ransomware payments to hackers as demand amounts continue to rise. That’s according to a report Monday (July 20) from the Financial Times (FT), which cites the example of the U.
Delve into Gen Z banking trends and learn why it's crucial for banks to adapt to the preferences of this young demographic. Banking relationships often start earlier than most people realize—and they tend to last longer than expected.
The public preview says a reported $53 billion Stripe-Advent bid for PayPal is a bet on controlling more of the commerce journey: merchant software, checkout, consumer identity, wallets, fraud, and eventually AI commerce. Advent would bring payments deal experience, but PayPal has reportedly resisted engagement; the remainder is subscriber-only.
Banks are expanding from providing SMB capital to supplying operational intelligence and integrated financial tools. Capital One says fragmented systems make cash-flow management harder, while U.S. Bank's Enhanced Payments puts ACH, instant payments, and domestic and international wires into one interface.
The Bank of Korea plans to begin a second CBDC pilot phase in September with nine major banks and live transactions using institutional deposit tokens. The test is meant to move beyond closed simulations and prepare national payment infrastructure for tokenised-money use cases.
ChatGPT users in Poland can now pay recurring subscriptions with BLIK through Stripe. After a one-time activation confirmed in the user's banking app, subsequent subscription charges can run automatically; BLIK says recurring-payment volume has been growing rapidly.
Vertical software platforms are reshaping payments by making them part of the products that merchants use every day. Merchants now expect business software to do more than manage workflows.
Better authorization decisions, fewer manual exceptions and faster product launches can turn debit modernization into a growth strategy. The PYMNTS Intelligence report “The Hidden P&L of Legacy Debit” examined the cost of running an old debit platform.
PYMNTS Intelligence finds that nearly 3 in 4 BNPL users now rely on multiple providers, comparing repayment schedules, rates and fees. They are building a payment toolkit, selecting different installment options for different purchases.
Before he retires as CEO of Velera, Chuck Fagan discusses how credit unions must evolve as technology reshapes banking and payments. Chuck Fagan has spent more than three decades watching technology reshape financial services.
Card-based infrastructure, digital wallets and programmable processing are reshaping how lenders deliver funds to SMBs. Small businesses rarely have the luxury of waiting for capital to arrive on someone else’s timetable.
Payfinia and Member Access Processing will give more than 100 credit unions access to IPX for FedNow and RTP transfers, plus Paze wallet enablement, QR payments, and payment-control tools. The phased rollout is designed to add these capabilities without replacing existing core infrastructure.
Fourthline and Veridas agreed to merge their identity-verification platforms, combining KYC, AML, biometrics, document checks, and fraud controls. Their geographic footprints are complementary across northern and southern Europe, the Americas, and other markets as demand rises around deepfakes and AI-enabled fraud.
Visa and Mastercard offer far more than transaction routing, including fraud, identity, underwriting, foreign-exchange, and card-benefit APIs built on first-party network data. Their scale, reliability, and potential to consolidate vendors are attractive, although production access and certification can still take months.
Retail media proved that first-party transaction data can turn distribution into an advertising business. Financial institutions may be positioned to build the next commerce-media layer because authenticated identity and cross-merchant spending data let them connect offers with measurable purchases beyond their own channels.
ACI Worldwide is reportedly exploring a sale of its electronic-billing division at a valuation of roughly $1.5 billion. The unit generated about $818 million in 2025 revenue and $141 million in adjusted EBITDA, while deliberations remain preliminary.
EPI and Dutch banks are moving into the next phase of migrating iDEAL to Wero. Consumers will gradually gain Wero person-to-person and ecommerce features while issuing banks connect by October 2026, with the underlying transition designed to preserve checkout continuity and strengthen European payment sovereignty.
Teya added supplier-bill payments and cashback team cards to its business account. The app brings cash flow, invoices, card controls, permissions, and payment activity into one view, with the aim of reducing administrative work for small merchants.
Amazon Business made Affirm its first pay-over-time checkout option for eligible US sole proprietors. Approved customers can choose three- to 48-month plans with no late or hidden fees; the rollout begins immediately and is planned to reach all eligible sole-proprietor customers by Black Friday.
India and Spain agreed on 19 and 20 July 2026 to advance technical discussions on interoperability between the Unified Payments Interface and Bizum. The talks took place The talks took place during Union Commerce and Industry Minister Piyush Goyal’s visit to Spain in July 2026.
The article links a new 25% US tariff regime on Brazilian exports to a Section 301 finding that includes Pix, Brazil's free instant-payment system. It says US authorities regard parts of the Pix ecosystem as burdening American commerce, while critics see the action as pressure against a successful public payment rail.
By establishing direct connections to clearing networks such as Japan's central bank, Wise avoids intermediaries, feeding its strategy to undercut traditional financial institutions.
Alipay+ has integrated with Argentina's national QR payment scheme, Transferencias 3.0, in partnership with PVS.
Sokin introduced Checkout and Payment Links, letting UK businesses collect multi-currency payments within one platform.
Wollette has partnered with Yapily to automate wallet funding using open banking infrastructure for one-tap payments.
Airwallex now offers direct integration with Wero, the instant A2A payment scheme backed by European banks, via EPI.
John Drechny, CEO of the Merchant Advisory Group (MAG), and Mark Shaw, Managing Director at Flutter, discuss how merchant payment priorities are shifting.
How one multi-currency account replaces a patchwork of banks, handling cross-border payments, SWIFT, SEPA, and dedicated IBANs in one place.
Spreedly introduced a standalone payment vault, letting merchants store and control payment credentials independently of a full orchestration platform.
Branch has launched Flex, a new configuration for embedding earned wage access into existing workforce apps.
Visa's new value-added service lets banks embed conversational AI insights into their apps, with a US pilot planned for August 2026.
Mashreq introduced the NEO On Arrival account, letting travellers open a digital UAE bank account on entry via the Mashreq NEO app.
ID Finance launched Turrón, enabling automatic interest-free instalments for purchases in Spain and Mexico.
PayPal's new BNPL option lets eligible UK customers pay for purchases up to 30 days later, sitting alongside its existing Pay in 3 product.
Remitly secured a Stored Value Facilities licence from the Central Bank of the UAE, enabling new remittance products.
Paymentology has partnered with T2P to expand card issuing capabilities and support digital payments in Thailand.
launched Global Gateway, connecting banks to regulated FX and payment providers without requiring in-house FX infrastructure.
Triple-A received in-principle approval from VARA for broker-dealer services, advancing toward a full Dubai licence.
Inter has launched the Inter Ring and Inter Wristband in the US, extending contactless payments to wearable devices.
Tabby has launched Tabby Cash, a fee-free cashback spending account, expanding beyond buy now, pay later services.
Stripe and Advent International have made a joint USD 53 billion offer to acquire PayPal, according to sources.
Finextra reports that Emirates NBD went live on Partior for real-time cross-border US-dollar payments after a live transaction in which JPMorgan acted as settlement and beneficiary bank. The bank is enabling the service for corporate and institutional clients and plans to connect additional banks and currencies.
European Dynamics and Viva.com have been awarded the mandate to build the payment platform behind the EU's CBAM.
Reuters reports that the ECB selected 36 payment service providers from more than 50 applicants for a 12-month digital-euro pilot beginning in the second half of 2027. The beta will test person-to-person, in-store and ecommerce payments across the ECB and 19 euro-area central banks, but will not have legal-tender status.
Adyen has become a principal member of the European Payments Initiative, supporting wider merchant acceptance of the Wero wallet.
Payments Dive reports that FedNow has reached 1,800 banks and credit unions, including seven of the ten largest US banks, while settled payment count increased 85% quarter over quarter. The article also notes a proposed Regulation J change that could let participating institutions use intermediaries, including international banks, to support the US leg of cross-border payments.
Chris Pirkner, CEO at Bluecode, discusses European payments sovereignty, cross-border interoperability, and understanding the concept of Payment Roaming.
The Paypers reports that Swift's blockchain-based shared ledger is ready for initial use, with 17 banks across six continents preparing live pilots. The orchestration layer is intended to move bank-issued tokenized deposits continuously while final settlement remains in existing systems, retaining current compliance and risk controls.
Nu Pagamentos, Nubank's payments arm, has been authorised by Brazil's Central Bank to operate in foreign exchange markets.
Mastercard has partnered with Israeli fintech Neema to enable real-time cross-border money transfers into Israel via Mastercard Move.
While the cards still dominate payments, growth in their use for 2024 was the slowest since a triennial Federal Reserve report started in 2001.
Web3 & stablecoin payments
Stablecoin distribution, regulation, treasury and merchant acceptance.
Visa’s new stablecoin platform now in beta, gives financial institutions, FinTechs and crypto firms a managed environment for stablecoins. Stablecoins were supposed to make payment networks less necessary.
The European Central Bank is warning that widespread adoption of stablecoins could pull retail deposits out of traditional banks. ECB Executive Board member Piero Cipollone said banks have already lost ground to mobile apps and other digital payment providers, which can capture transaction fees and valuable customer data, Decrypt reported Friday (July 17).
Capital Layer expands into Japan with Green Monster Inc (TSE: 157A) and demonstrates a cross-border stablecoin settlement with O-Bank, building a Japan–Taiwan corridor. At WebX Tokyo (July 13–14), one of Asia’s largest Web3 conferences, Capital Layer, a digital asset orchestration layer for Asia, set out its vision for a cross-border stablecoin settlement corridor across Asia.
OSL, a global stablecoin payment and trading platform, announces circulating supply of USDGO, a compliant enterprise-grade stablecoin operated and distributed by OSL, has surpassed US$1 billion. Hong Kong, July 20, 2026 – OSL Group (HKEX:863) (OSL), a global stablecoin payment and trading platform, today announced that the circulating supply of USDGO, a compliant enterprise-grade stablecoin operated and distributed by OSL, has surpassed US$1 billion.
BitPay received MiCA authorisation as a crypto-asset service provider from the Dutch AFM. The licence lets it passport regulated crypto-payment and stablecoin services across the EU under one framework, while expanding its European compliance and operating presence.
AZ-COM Maruwa will adopt yen stablecoin JPYC to pay 2,300 business partners and truck drivers. The move aims to speed up cash flow amid Japan’s logistics labor shortages.
Cyclops raised a $20 million Series A to expand payments-specific stablecoin infrastructure. Its platform combines settlement, pay-ins, payouts, compliance, and treasury operations so payment companies can add stablecoin capabilities in weeks rather than assemble multiple systems over months.
The Treasury and four US regulators missed the GENIUS Act's July 18 deadline for final stablecoin rules while several comment periods remain open. The accessible preview says the January 18, 2027 effective date has not changed, compressing the industry's implementation window.
Finance leaders managing over $4 billion in decentralized vaults predict younger consumers will treat the internet as their primary financial ledger.
Washington views Brazil’s promotion of non-dollar payment channels, including Pix and the growth of stablecoins, as a potential threat to dollar-based trade.
A Broadridge survey found Wall Street is accelerating tokenization efforts while betting on hybrid markets where digital and traditional assets coexist.
Acquisition strategies underscore a massive land grab to capture cross-border remittance flows and native stablecoin reserve economics ahead of tight regulation.
TradFi is not broadly embracing decentralized finance, but is taking components of blockchain and placing them inside regulated institutions. Stablecoins are evolving from digital currency into settlement infrastructure: Their larger institutional role may be as the cash leg for tokenized securities, cross-border payments and treasury transactions.
The latest acquisition adds to a string of investments aimed at connecting digital asset markets across Asia.
Digital currencies such as stablecoins and cryptocurrencies have gone mainstream as investments, but can they become everyday money? A PYMNTS Intelligence and Paymentology collaboration. Digital assets have moved beyond their origins as investment vehicles.
PYMNTS Intelligence examines how digital assets are moving from investment to daily spending and what's driving—or holding back—that shift. That calculus is shifting.
Circle’s Gateway and Circle Payments Network (CPN) are now natively accessible within Fireblocks’ stablecoin infrastructure. Gateway gives Fireblocks customers access to a USDC Virtual Wallet that aggregates balances across supported chains into a single account and executes transfers directly.
If Stripe acquires PayPal, the real prize could be consumer wallets, stablecoin issuance or the infrastructure powering the next generation of digital payments.
Visa launched a stablecoin platform that lets banks and fintechs issue, manage and settle digital dollars through its payments network.
Treasury Department and HM Treasury have unveiled a joint blueprint for regulatory cooperation on stablecoins and tokenization.
The U.S. Treasury Department and HM Treasury have unveiled a joint blueprint for regulatory cooperation on stablecoins and tokenization. Treasury Department and HM Treasury have unveiled a joint blueprint for closer regulatory cooperation on digital assets.
The crypto financial services firm launched Galaxy Curator, a Morpho-based platform that gives Fireblocks' 2,400 institutional clients access to onchain yield strategies.
Ualá’s CEO clarified Tether is acting solely as a financial investor, citing current regional regulations preventing any immediate USDT integration.
Blue dominates conference stands, company websites and brand palettes across the payments industry. But does blending into the crowd come with a cost?. From processing to money movement to stablecoins, blue dominates conference stands, company websites and brand palettes across the payments industry.
Digital assets continue to dominate payments discussion, but how are the biggest cross-border payments players approaching the space? We explore in a new video. Digital assets continue to dominate the discussion in payments, but how are the biggest cross-border payments players approaching the space?
In this Executive Conversation episode, B2C2's Cactus Raazi discusses institutional crypto liquidity, stablecoin fragmentation, and future of corporate treasury.
The upcoming launch of Open Standard’s Open USD (OUSD) stablecoin could pose an “existential threat” to Circle’s USDC.
Payments giant Stripe and private equity firm Advent International have teamed up to make an offer to buy troubled PayPal in a deal valued at more than $53 billion, Reuters reported Wednesday. Payments giant Stripe and private equity firm Advent International have teamed up to make an offer to buy troubled PayPal in a deal valued at more than $53 billion, Reuters reported Wednesday. The purported deal, which has been rumored for months, is notable not just for its scale — it would be one of the largest acquisitions of a technology company in recent years — but also for its highly unusual nature.
A hacker used Ostium's own price-reporting infrastructure against the protocol, submitting falsified future-dated oracle data to manufacture fake trading profits and trigger an $18 million payout.
The formation of GENIUS Act regulations marches on, with the US government seeking public comments this summer on various aspects that should be of keen interest to corporate treasurers. There are looming deadlines coming up in July and August. The Office of the Comptroller of the Currency (OCC) is seeking comment on proposed rules ensuring that payment stablecoin issuers and state-qualified payment stablecoin issuers comply with laws countering money laundering and finance of terrorism.
At Money20/20, Zero Hash CMO Katie Perry breaks down the future of stablecoins and what's driving adoption.
Legacy payment and settlement systems remain slow, costly and fragmented. Rob Allen, Head of HEAT at Hashgraph, explains how tokenized money, tokenized assets and interoperable DLT infrastructure could help modernise financial markets, sharing key lessons from Australia's Project Acacia on the future of payments.
A new standard—the X9.150—may finally give U.S.-merchants and consumers a common way to access instant payments.
Now with a self-reported valuation of $1.2 billion, Flex plans to expand its global banking services through using stablecoins to settle cross-border payments.
CoinDesk reports that JCB and Circle signed an MOU to explore USDC for JCB internal fund transfers, cross-border treasury and merchant payments serving international visitors. The initial phase is a proof of concept; broader merchant acceptance is an exploration objective, not a completed rollout.
Rather than waging war on checks, J.P. Morgan Payments is tackling the manual workflows behind them. The payments industry likes to measure progress in milliseconds.
The larger consequence of the temporary ban may emerge inside the infrastructure used to settle trade and move money across borders.
CoinDesk reports that Bolivia is evaluating a framework for USDT to circulate through banks, wallets and payment providers alongside the boliviano and US dollar. The proposal remains under technical review, has no implementation rules and does not grant USDT legal-tender status; AML controls are especially material because Bolivia remains on the FATF grey list.
Bangkok-based The Siam Commercial Bank will use Citi's 24/7 clearing and tokenized deposit service in a sign that the banking industry is beginning to look past individual tokenized deposit platforms and toward interoperability. Chalinee Thirasupa/Bloomberg Key insights: Bangkok-based The Siam Commercial Bank will use Citi's 24/7 clearing and tokenized deposit service, the first financial institution to use the technology since the New York-based bank merged its blockchain and cross-border payment products.
CoinDesk reports that Hyundai moved $20,000 from its US unit to its Mexico unit through an Avalanche-based USD-to-USDT-to-USD workflow. Hyundai Card said the transfer averaged about seven minutes versus three to four hours through the compared banking route, and a European pilot with Circle and Visa is planned.
Visa, Mastercard, Stripe, MoneyGram and BVNK are among 140+ businesses launching Open USD, a new money movement-focused stablecoin. Visa, Mastercard, Stripe, MoneyGram and BVNK are among over 140 businesses coming together to launch Open USD, a new stablecoin to power global money movement. We take a look into the new digital currency and see how it might differ from current leading stablecoins.
PayPal's PYUSD has launched on Polygon's international digital asset rail as big banks give potential heft to Open Standard's pending OpenUSD.
Most payment discussions assume the biggest challenge is moving money from Point A to Point B. What if the bigger bottleneck is actually the operational noise surrounding the payment?. The dominant narrative in payments is real-time payments, stablecoins, instant payment rails, always-on cash flow, and near-seamless cross-border movement.
Patrik Zekkar has stepped down from technology firm Enigio to co-found a new venture with Spyridon Kogkas that aims to bridge the gap between real-world trade and digital assets. Zekkar is taking on the role of partner at EGM Foundry, as well as board member and chief trade infrastructure officer at its sister company,…. Patrik Zekkar has stepped down from technology firm Enigio to co-found a new venture with Spyridon Kogkas that aims to bridge the gap between real-world trade and digital assets.
American Banker reports that US prudential regulators and the SEC are moving toward rules that could let banks offer tokenized deposits at scale as early as 2027. The article notes existing JPMorganChase and Citi pilots, while highlighting unresolved questions around irreversibility, AML controls and legal safeguards.
Consequently, many smaller banks choose to focus their limited resources on safer, government-backed instant payment rails, such as the Federal Reserve's FedNow service or the Clearing House's RTP network, viewing stablecoins as an unnecessary compliance risk. Not only that, but part of the design for FedNow was to ensure it was accessible to all financial institutions in the U.S., regardless of scale or size.
The Paypers reports that US-based Grasshopper Bank and Increase launched a stablecoin-based capability that lets fintechs convert bank-held fiat into USDC for international movement, settle on supported blockchains continuously, and route funds back to a US-dollar account through an API.
Reuters reports that more than 140 businesses joined Open Standard to launch Open USD, a dollar-pegged stablecoin expected to go live later in 2026. The model is designed to let businesses mint and redeem without fees or volume caps and share most reserve earnings with participating partners after a management fee.
What does banking look like when money can be spent outside the traditional account structure?. Coinbase, Visa and its partners, and blockchain infrastructure firms like Rain and Bridge are pushing an uncomfortable line of inquiry for incumbents: what happens when money can be spent without ever being routed through a bank account? The answer, emerging across multiple announcements in June 2026, is a new category of card programs that don’t originate in deposits but in tokenized dollar balances.
PaymentsJournal summarizes a federal proposal that would apply bank-style customer identification to permitted payment-stablecoin issuers when they directly issue or redeem tokens. It says issuers would generally not have to identify every downstream user in secondary-market transfers, and that the proposal was backed by multiple federal regulators with a 60-day comment period.
Agentic payments
Agent identity, delegated authorization, payment controls and machine commerce.
A-Comm Technologies Inc. said its draft A-Comm Evidence Protocol for agentic commerce is available for public comment through Aug.
Thredd joined Visa's Agentic Ready programme so issuers can support AI-agent-initiated purchases without rebuilding their card stack, starting with Zilch. The model combines tokenised credentials, user controls, passkeys or biometrics, and fraud monitoring for delegated payments.
Payouts.com launched role-based Digital Employee AI agents for accounts payable, collections, treasury, reconciliation, and financial close. The agents can process invoices, match purchase orders, run KYC or KYB checks, and escalate exceptions to human staff rather than replace oversight.
HSBC joined the Emerging Payments Association Asia's agentic-payments working group as a founding member. The group will work on authentication, liability, fraud, disputes, and cross-border standards as APAC agentic commerce grows and AI agents begin initiating more payment activity.
An AI agent can hold a valid identity, delegation, and payment credential yet still make an economically wrong payment. The author proposes an additional 'Action Acceptance' check at the final reversible moment to confirm that the amount, counterparty, timing, and outcome remain within the user's real intent.
In a sponsored video description, Otoma's Peter Reynolds says AI can improve forecasting and infrastructure operations and that newer tooling can build a payment hub much faster. Because no public transcript was provided, only the written description—not the complete spoken content—was verified.
PayPal's board of directors is reportedly unimpressed with Stripe and Advent International's $53 billion acquisition offer. Analysts had speculated that the offer may be low, despite the fact that it came in at a 30% premium compared with other merchant processors.
The newly-convened x402 Foundation is a neutral space where competitors and payment methods can work together to create an open standard for AI agentic commerce.
INETCO's new BullzAI Investigate module uses agentic AI to triage payment fraud alerts while keeping analysts and data on-premise.
Global Digital Shopping Index: The Agentic Commerce Deep Dive - A PYMNTS Intelligence and Visa Acceptance Solutions collaboration. 48% of Online Shoppers Now Use AI Before Buying PYMNTS Intelligence and Visa Acceptance Solutions surveyed 5,241 consumers, 1,185 merchants and 150 acquirers across the U.S., Brazil and the UAE. The data shows AI agents are already changing how people shop, but trust at checkout remains the real hurdle.
Cyclops raised $20 million in a Series A funding round to accelerate the development of its stablecoin rails for the payments industry.
Stripe and Advent International have reportedly offered to buy the payments firm PayPal for $60.50 per share, or $53 billion, a valuation that some think might be viewed as a "low-ball" offer.
Forty companies now govern x402, the protocol Coinbase built and handed away. It settled about $24 million across 75 million payments last month.
CoinDesk reports that a 27-firm consortium led by the GenLayer Foundation formed an 'Internet Court' for interoperable AI-agent payments, escrow and dispute resolution. The design uses MetaMask Smart Accounts, ERC-7710 delegations and an x402 facilitator, and aims to bridge fragmented payment, identity and agent-interoperability protocols.
Seventeen banks, including BNY, Citi, HSBC, Standard Chartered and Wells Fargo, are preparing to test tokenized cross-border payments on the company's blockchain-based orchestration platform.
Mastercard, maib and Moldindconbank have completed Moldova's first agentic payments pilot using Mastercard Agent Pay's trust framework.
Finextra reports that Visa worked with more than 30 European issuers on live agentic-commerce purchases at participating merchant sites. Visa Intelligent Commerce carried user-defined purchase parameters, Trusted Agent Protocol and Agent Directory helped merchants recognize verified agents, and Payment Passkeys supported issuer authentication. The same article reports Visa's launch of a payments-focused threat-intelligence platform.
The Canadian company that just bought New York-based Payoneer remade its C-suite, and is doubling down on agentic commerce.
The Paypers reports that Cross River expanded its Stripe issuing partnership for agentic commerce. When an AI agent needs to buy, Stripe's Link agent wallet can issue a restricted, single-use virtual card scoped to that transaction; the framework binds the credential to the user's authorization and constraints such as amount, merchant and context, while Cross River supplies the banking infrastructure.
Stablecoins, fraud prevention and artificial intelligence have been hot topics at this year’s payments industry conferences. There’s more to come. Entering the final half of the year, there are plenty of payments conferences and trade shows still available for networking and learning in 2026.
The delay, the check-instead-of-ACH or instant payments, the net-30-that-becomes-net-75. In the invoice-intensive industries, most of the money never moved over the seller’s preferred rail at all.
In a PYMNTS interview, Adyen's global head of agentic commerce Karan Katyal rates current market maturity at 0.5 on a five-point scale and expects 1.5 a year later. He says the bottlenecks are machine-readable product data, trust, fraud, liability and fragmented protocols, not the underlying AI model, and argues merchants should support multiple protocols rather than bet on one.
Finextra reports that Crédit Agricole, Worldline and Mastercard completed what they describe as France's first agentic payment in production. A customer set festival-search parameters, selected an option proposed by the agent and then instructed it to initiate the purchase; Crédit Agricole retained issuer authentication and authorization, while transaction identifiers supported traceability.
PYMNTS Intelligence finds checkout is moving beyond conversion as merchants look to connect payment choice, personalization and loyalty.