COST · FX · SPEED · COVERAGE

Corridor explorer

Compare consumer remittance, business cross-border payments, and infrastructure separately—without mixing price benchmarks with official coverage claims.

6corridors43market participants3market layers

ACTIVE MARKET LAYER

Person-to-person transfers from the United States. Historical USD 200 benchmarks appear only where World Bank RPW observations are loaded.

OFFICIAL ACCESS DOSSIERS

Entity access, collections, payout reach, and rails—kept separate

Figures use current first-party disclosures. A company's onboarding markets, payout destinations, and collection markets are not assumed to be identical.

PayPal / XoomFirst-party verified · 2026-07-17

144 destinations in the U.S. send-money selector

Xoom's U.S. transfer flow lists 144 destinations with route-dependent delivery to bank accounts, debit cards, wallets, UPI, PIX, cash pickup or cash delivery.

Consumer remittance and bill-payment service funded through PayPal, bank or card, with delivery options varying by country.

PRODUCT SURFACE

Money transferBank / card depositMobile walletsCash pickupBill payMobile reloads

RAILS

Bank accountDebit cardWallet / UPI / PIXCash network

Corridor	Average fee	FX margin	Total cost	Observed speed	RPW sample providers
United States → NigeriaUSD → NGNWorld Bank record ↗	USD 4.47USD 200 average	0.48%vs market reference	2.72%	Under 1 hour to 3–5 daysBank account · cash	WorldRemitMoneyGramRemitlyWalmart2World
United States → IndiaUSD → INRWorld Bank record ↗	USD 5.64USD 200 average	0.85%vs market reference	3.68%	Under 1 hour to 3–5 daysCash · bank account · partner bank account	WiseXoom by PayPalMoneyGramWestern UnionRemitlyWells Fargo Global Payments & LiquidityCiti Services
United States → PhilippinesUSD → PHPWorld Bank record ↗	USD 6.23USD 200 average	1.40%vs market reference	4.52%	Under 1 hour to 3–5 daysMobile wallet · cash · bank account	WiseXoom by PayPalMoneyGramWestern UnionRemitlyWells Fargo Global Payments & LiquidityCiti Services
United States → MexicoUSD → MXNWorld Bank record ↗	USD 6.51USD 200 average	1.28%vs market reference	4.54%	Under 1 hour to 3–5 daysCash · bank account · partner bank account	WiseXoom by PayPalMoneyGramWestern UnionViamericasWalmart2WorldWells Fargo Global Payments & LiquidityCiti Services
United States → ColombiaUSD → COPWorld Bank record ↗	USD 6.73USD 200 average	1.59%vs market reference	4.96%	Under 1 hour to 3–5 daysCash · bank account · partner bank account	WiseWalmart2WorldCiti ServicesViamericas
United States → ChinaUSD → CNYWorld Bank record ↗	USD 12.19USD 200 average	0.52%vs market reference	6.62%	Under 1 hour to 3–5 daysBank account · cash · partner bank account	MoneyGramWestern UnionWells Fargo Global Payments & LiquidityCiti Services

Total cost equals the provider fee plus FX margin. This table shows only loaded World Bank RPW historical observations; official coverage lists are not presented as price samples or live personal quotes.

PROVIDER UNIVERSE