Safeguards Could Boost Stablecoin Use Among Americans, Finds Visa Study | Visa

# Safeguards Could Boost Stablecoin Use Among Americans, Finds Visa Study | Visa

> Evidence tier: B1
> Evidence type: Visa-published Money Travels 2026 survey of U.S. consumers
> Source: [Visa](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22771.html)
> Published: 2026-09-23
> Captured: 2026-09-25T17:12:09.088Z

## Source summary

Visa’s Money Travels 2026 report summarizes a self-reported survey of more than 2,000 U.S. consumers. In a hypothetical scenario offering bank-level fraud protection and deposit insurance, stated stablecoin-use intent rose from 36% to 56%; 36% said they had encountered a cross-border payment scam and 44% worried about AI deepfakes in money transfers. These are survey responses and hypothetical intent, not observed stablecoin adoption or transaction volumes.

## Why it matters

The survey suggests trust and fraud protection may affect U.S. consumers’ willingness to use stablecoins for remittances, but it measures stated attitudes rather than actual behavior. Visa published the research, so the source is company-sponsored and should not be treated as independent market-share evidence.

## Key numbers

- **Stated intent with hypothetical bank-level protections:** 36% to 56%
- **U.S. consumers surveyed:** more than 2,000

## Topics and entities

- Industry lane: Cross-border market
- Entities: Visa
- Cross-border payments
- Web3 payments

## Evidence and credibility note

Primary Visa newsroom release describing its own self-reported survey of 2,000+ U.S. consumers. Hypothetical protection scenarios measure stated intent, not actual adoption; Visa is the research sponsor.

Date evidence: Automatically verified from JSON-LD datePublished: 2026-09-23T13:00:00

## First-party corroboration

No directly corresponding A1 company announcement is currently linked.

## Original-source traceback

[Open the original Visa report](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22771.html)

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This is a structured Payments Hot Markdown source summary derived from external reporting. Use the original link above to read the publisher's article; copyright remains with the original publisher.