XRP Ledger retries upgrade that lets banks split payment and compliance duties

# XRP Ledger retries upgrade that lets banks split payment and compliance duties

> Evidence tier: B1
> Evidence type: Independent digital asset media report
> Source: [CoinDesk](https://www.coindesk.com/tech/2026/09/23/xrp-ledger-retries-upgrade-that-lets-banks-split-payment-and-compliance-duties)
> Published: 2026-09-23
> Captured: 2026-09-23T12:38:31.003Z

## Source summary

CoinDesk reports that XRP Ledger's PermissionDelegationV1_1 amendment entered a 14-day activation countdown on Sept. 21 after 29 of 35 trusted validators supported it. It could activate on Oct. 5 at 11:18 UTC only if at least 28 validators keep supporting it. The feature would let an account delegate limited tasks, including payments or customer approvals, without handing over broader key control. The revised version addresses a fee-charging flaw that stopped an earlier attempt; activation remains conditional.

## Why it matters

The proposed permissions could let businesses separate routine payment or customer-approval operations from the keys that control assets. It is still a validator-supported amendment in a conditional countdown, not a live production feature; the earlier version was stopped after a transaction-fee vulnerability.

## Key numbers

- **Validators supporting the amendment at countdown start:** 29 of 35
- **Minimum validators required to maintain activation:** 28 of 35
- **Activation countdown:** 14 days

## Topics and entities

- Industry lane: Web3 & stablecoin payments
- Entities: XRP Ledger
- Web3 payments
- Payment infrastructure

## Evidence and credibility note

Independent CoinDesk reporting cites the live XRPL amendment dashboard and XRPL documentation. Activation depends on validator support through the countdown; do not describe the feature as deployed.

Date evidence: Automatically verified from JSON-LD datePublished: 2026-09-23T07:37:46.853Z

## First-party corroboration

No directly corresponding A1 company announcement is currently linked.

## Original-source traceback

[Open the original CoinDesk report](https://www.coindesk.com/tech/2026/09/23/xrp-ledger-retries-upgrade-that-lets-banks-split-payment-and-compliance-duties)

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This is a structured Payments Hot Markdown source summary derived from external reporting. Use the original link above to read the publisher's article; copyright remains with the original publisher.