42% of Stablecoin Holders Want Crypto for Major Purchases

# 42% of Stablecoin Holders Want Crypto for Major Purchases

> Evidence tier: B1
> Evidence type: Payments research summary produced by PYMNTS Intelligence with Paymentology
> Source: [PYMNTS](https://www.pymnts.com/cryptocurrency/2026/42-percent-of-stablecoin-holders-want-crypto-for-major-purchases)
> Published: 2026-08-17
> Captured: 2026-08-17T12:40:53.263Z

## Source summary

A PYMNTS Intelligence and Paymentology research summary says 42% of stablecoin holders want to make major purchases with digital assets, compared with 28% who currently do. It also reports that 71% would use a linked debit card and 77% would open a crypto or stablecoin wallet through an existing bank or FinTech app. The article says monthly crypto-card spending rose about fifteenfold from early 2023 to late 2025, reaching an annualized rate of roughly $18 billion, and cites Rain at more than $3 billion in annualized spending.

## Why it matters

The figures support a practical adoption route in which trusted financial apps, real-time conversion and existing card acceptance connect digital assets to ordinary checkout and cross-border business settlement. However, the on-page article does not disclose the survey sample, geography, field dates, questionnaire or full methodology. Stated willingness is not observed adoption, and the spending figures cited by the partner research are not independently audited here.

## Key numbers

- **Want digital assets for major purchases:** 42%
- **Currently use digital assets for major purchases:** 28%
- **Would use a linked debit card:** 71%
- **Would open a wallet through an existing financial app:** 77%
- **Annualized crypto-card spending by late 2025:** about $18 billion

## Topics and entities

- Industry lane: Web3 & stablecoin payments
- Entities: PYMNTS Intelligence / Paymentology
- Web3 payments
- Cross-border payments
- Payment infrastructure

## Evidence and credibility note

PYMNTS Intelligence research produced with Paymentology. The article reports headline figures but does not provide the full sample or methodology on-page; intent measures and cited spending estimates should not be treated as independently verified transaction adoption.

Date evidence: Automatically verified from article:published_time: 2026-08-17T08:00:28+00:00

## First-party corroboration

No directly corresponding A1 company announcement is currently linked.

## Original-source traceback

[Open the original PYMNTS report](https://www.pymnts.com/cryptocurrency/2026/42-percent-of-stablecoin-holders-want-crypto-for-major-purchases)

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This is a structured Payments Hot Markdown source summary derived from external reporting. Use the original link above to read the publisher's article; copyright remains with the original publisher.