ACI Adopts Tokenized Deposits, While SoFi Looks to Stablecoin Settlement

# ACI Adopts Tokenized Deposits, While SoFi Looks to Stablecoin Settlement

> Evidence tier: B1
> Evidence type: Independent payments-trade report with attributed company statements
> Source: [Digital Transactions](https://www.digitaltransactions.net/aci-adopts-tokenized-deposits-while-sofi-looks-to-stablecoin-settlement)
> Published: 2026-09-22
> Captured: 2026-09-22T15:20:24.367Z

## Source summary

Digital Transactions reports that ACI Worldwide plans to add Swift ledger transactions to ACI Connetic so banks can process tokenized-deposit payments alongside card and account-to-account flows without a separate digital-asset operation. Swift's blockchain ledger is still hosting pilots with 17 banks across six continents; the article's related SoFi-Mastercard item is covered separately in this edition.

## Why it matters

The integration could reduce operational fragmentation as tokenized deposits move toward production, especially for cross-border settlement, but it is an announced capability layered on a pilot-stage Swift ledger. No production bank, launch date, transaction volume, cost saving or settlement-time result is disclosed.

## Key numbers

- **Banks in Swift ledger pilots:** 17
- **Continents represented in pilots:** 6

## Topics and entities

- Industry lane: Payment infrastructure
- Entities: ACI Worldwide / Swift
- Payment infrastructure
- Web3 payments
- Cross-border payments

## Evidence and credibility note

Readable Digital Transactions report. The ACI integration plan and Swift pilot count are attributed and supported by the article; no production customer, launch date or measured operating outcome is disclosed.

Date evidence: Digital Transactions JSON-LD records September 22, 2026

## First-party corroboration

No directly corresponding A1 company announcement is currently linked.

## Original-source traceback

[Open the original Digital Transactions report](https://www.digitaltransactions.net/aci-adopts-tokenized-deposits-while-sofi-looks-to-stablecoin-settlement)

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This is a structured Payments Hot Markdown source summary derived from external reporting. Use the original link above to read the publisher's article; copyright remains with the original publisher.