Swift

PYMNTSBottomline / ChainlinkHigh impactIndependent report

PYMNTS reports that Bottomline partnered with Chainlink to connect Bottomline's existing payment software with public and private blockchains. The announced design keeps ISO 20022 messaging in place while Chainlink's CCIP moves tokenized value between chains and its Runtime Environment coordinates workflows. The cited 600-plus banks are Bottomline customers that could receive access, not banks confirmed to have adopted or used the integration.

Finextra — PaymentsCiti / Swift / FAB / OCBCHigh impactIndependent report

A Citi announcement republished by Finextra says Citi completed live U.S.-dollar transactions with First Abu Dhabi Bank and OCBC on Swift's blockchain-based ledger, covering the Middle East and Southeast Asia. Citi expects DBS and UOB to conduct similar transactions later in September. The controlled proof of concept runs from July through December 2026 and uses tokenized deposits for instant payment commitment while retaining existing settlement models, including RTGS, for final settlement.

PYMNTSSwift / corporate treasury teamsMaterial changeIndependent report

PYMNTS reports that more than 98% of cross-border payment instructions have moved to ISO 20022, while many corporate treasury and ERP workflows still cannot consistently create or consume the richer structured data. The article distinguishes completed network-message migration from the unfinished work of data governance, address quality and back-office integration.

SwiftSwiftMaterial changeIndependent report

Swift said it will defer all payment changes planned for Standards Release 2026 after readiness monitoring showed large parts of the industry could not meet the November structured-postal-address deadline. Swift will consult banks, central banks, payment market infrastructures, market-practice groups and corporates, and provide an update on the structured-address timing and approach by December 2026 at the latest. Securities, trade and other decoupled changes are planned for the first quarter of 2027.

The PaypersStandard Chartered / HSBC / SwiftHigh impactIndependent report

The Paypers reports that Standard Chartered and HSBC completed the first live cross-border tokenised-deposit transaction on Swift's blockchain-based ledger. Payment messages moved over the Swift ledger, obligations were recorded on each bank's separate tokenised-deposit system, and Swift matched and netted those obligations before final settlement through existing settlement systems.

Treasury Management InternationalHSBC / Standard Chartered / SwiftHigh impactIndependent report

Treasury Management International reports that HSBC and Standard Chartered completed the first live cross-border interbank transaction on Swift's blockchain-based ledger. Payment messages were exchanged through the ledger, while obligations were recorded on HSBC's Tokenised Deposit Service and Standard Chartered's tokenised-deposit infrastructure; Swift matched and netted the obligations as an orchestration layer while the banks retained their existing systems.

The PaypersBank of America / JPMorgan Chase / SwiftHigh impactIndependent report

The Paypers reports that Bank of America and JPMorgan Chase have joined the Swift Payments Scheme alongside roughly 60 financial institutions. Swift's official materials say more than 60 institutions support the initiative, which uses shared rules intended to improve transparency, preserve full payment value and route transactions toward the fastest available settlement. Individual banks' implementation timing and service scope can vary.

The PaypersMoonPayHigh impactIndependent report

The Paypers reports that MoonPay launched MoonPay Enterprise on infrastructure acquired with Iron in 2025. Through one API, the live platform combines virtual accounts, multi-currency treasury management, stablecoin conversion and issuance, and pay-in or payout flows across SEPA, ACH, FPS, PIX, SWIFT, wire and supported local rails. MoonPay names Deel, Paysafe, Whop, WalletConnect, Ingenico and other early users.

American Banker — Payments IntelligenceBank of America / JPMorgan Chase / SwiftHigh impactIndependent report

American Banker reports that Bank of America and JPMorgan Chase are among about 60 banks in 25 countries adopting Swift's framework for lower-value international transfers. The framework combines upfront fee and FX visibility, transaction tracking and near-real-time recipient credit where local systems permit; Swift positions a fixed-fee option as an alternative to variable correspondent-bank charges.

Digital TransactionsBercor / Acclaim / BMI CompaniesMaterial changeIndependent report

Digital Transactions' August 7 brief reports two cross-border launches: Bercor introduced Bercor Pay, a U.S.-dollar Visa card for international payments that can be loaded into Apple Pay and Google Pay; and BMI Companies began using Acclaim to make international insurance-claim payments in more than 35 countries, replacing SWIFT wire transfers. The same brief also covers several unrelated domestic payment-company updates.

PYMNTSFISMaterial changeIndependent report

PYMNTS reports that FIS completed the regional rollout of Digital One Commercial by launching the commercial-banking platform in Asia-Pacific. The platform supports real-time, multi-rail, multi-language and multi-currency workflows and connects to regional schemes including PayNow, GIRO and FAST as well as SWIFT/ISO messaging.